Dacanay, Ayeen O., et al. “Leveraging Lending Institutions for Sustainable Growth: Implications for Sales Growth and Profitability in Small and Medium Enterprises”. International Journal of Advanced Engineering, Management and Science, vol. 10, no. 5, July 2024, pp. 088-95, https://i.ihspublishing.com/index.php/ijaems/article/view/377.